|Agricultural Finance and Cooperation (Paper Code: 17010301)
|Topic to be covered||Teaching Hours||Domain|
Agricultural finance: nature and scope; time value of money: compounding and discounting; agricultural credit: meaning, definition, classification, need, micro finance; credit analysis: different parameters of credit (4Rs, 5Cs and 7Ps ) repayment plans for credit.
History of financing agriculture in India; commercial banks: their nationalization lead bank scheme, regional rural banks, gramin banks, scale of finance; higher financing agencies-RBI, NABARD, AFC, Asian Development Bank (ADB), World Bank, Insurance and Credit Guarantee Corporation of India. Factors for private loan system.
Factors and assessment of crop losses: determination of compensation: crop insurance, Fasal bima yogna and other government scheme advantages and limitations in application, estimation of crop yields.
Agricultural cooperation: philosophy and principles, history of Indian cooperative movement, pre-independence and post independence periods, cooperative credit structure-PACS, DCCB, SCB. Private lease system of farming
Desirable to Know
|–||Nice to Know|
Factors governing use of capital and identification of credit needs, time value of money-compounding and discounting;
tools of financial management: balance sheet, income statement and cash flow analysis;
estimations of credit needs and determining unit costs, preparations and analysis of loan proposals and types of repayment loans.
Govt schemes of crop insurance
1. A.S., Singh, Karam. Managing Agricultural Finance. Allied Publishers, New Delhi
2. Reddy,S., Raghuram,P., Neelakantan,T.V and Bhavani D.I.2004. Agricultural Economics.Oxford and IBH Publishers, New Delhi.
1. Reddy,S., and Ram,P.R. Agricultural Finance and Management. Oxford and IBH, New Del
Agricultural Finance and Cooperation (Paper Code: 17010301)
- Agricultural Finance and Cooperation (Paper Code: 17010301)